Impact evaluations
Evaluating the economic impacts of rural banking: experimental evidence from southern India
3ie Impact evaluation report 85
Erica Field and Rohini Pande
The authors evaluated the impact of increased access to formal financial services through a delivery model called Kshetriya Gramin Financial Services. They find that treated households have a larger number of formal loans, borrow more from formal lenders, report higher levels of savings and are more likely to use formal loans for business purposes.