Divya Pandey

Divya Pandey
Designation
Senior Evaluation Specialist
Body
Divya is responsible for providing technical and management leadership across a portfolio of impact evaluations and evidence synthesis programs, with a focus on women’s economic empowerment and digital inclusion.
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Blogs by author

Digital financial inclusion through UPI: Insights from a community-driven initiative

India’s Unified Payments Interface (UPI) has emerged as a powerful driver of financial inclusion, transforming how people send and receive money and accounting for nearly 85% of all digital payments…

What works to increase women’s adoption of digital payment services in India

Digital inclusion has become a fundamental prerequisite for accessing the modern financial system and ensuring the effective delivery of essential governance services. India and other low- and middle…

What happens when women come together to lead businesses in rural India?

The Swashakt program launched by 3ie, with support from the Bill & Melinda Gates Foundation, helps answer key aspects of this central question. Swashakt supported women’s empowerment collectives …